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Sample articles and reports are written and prepared by Emerald Publications and are provided for informational purposes only and not intended as a solicitation. Keith Runyan is a registered representative and investment adviser representative of Hilltop Securities Independent Network Inc.(HTIN). HTIN is a registered broker-dealer and registered investment adviser that does not provide tax or legal advice. This website is only intended for clients and interested investors residing in states in which HTIN or its financial advisors are qualified to provide brokerage services or investment advisory services. HTIN does not attempt to furnish personalized investment advice or services through this website. Certain places on this site offer direct access or "links" to other websites that contain information that was created, published, maintained or otherwise posted by institutions or organizations independent of HTIN. HTIN does not endorse, approve, certify or control these websites and does not assume responsibility for the accuracy, completeness or timeliness of the information located therein. Visitors to these sites should not use or rely on the information contained therein until after consulting with an independent finance professional. HTIN does not necessarily endorse or recommend any commercial product or service described on these independent sites. HTIN is a wholly owned subsidiary of Hilltop Holdings, Inc., (NYSE:HTH) with offices at 1201 Elm Street, Suite 3500, Dallas, TX 75270, (214) 859-1800. Past performance is no guarantee of future results.